Mpayy Widget Update - MySpace Approval, Embeddable Video Donation Widgets, etc.

Payment Applications Live on MySpace

Mpayy's global headquarters are a flurry of activity preparing for a relaunch of the website next weekend that will demonstrate Mpayy's utility in specific instances, and be a far more engaging website.

In the meantime, Mpayy has been making more headway with its widget. Last week, I announced the launch of the Lupus widget on Facebook.

Since then, Mpayy's Mpayyment Widget, and the Secure Lupus Donation Widget have received approval on MySpace. Interestingly, we do not see quite as much uptake on MySpace as we do on Facebook, and suspect that MySpace may have fewer "joiners" than Facebook where users are accustomed to amassing groups and applications on their profiles. However, MySpace does seem to be a more commercial site than Facebook, and we do have some expectation that the Mpayyment widget will experience greater usage on MySpace where people already sell music from their profiles. We'll have to wait and see.

I will share that the process for getting approval on MySpace was far more arduous than for Facebook. Fox Interactive Media's regulations of applications on its platform are more restrictive, specifically when it comes to payment applications. The MySpace Developer Terms of Service note:

7.3 If your MySpace Application collects any payment or account information from Users you must comply with the then current rules and regulations of all payment networks you use and the Payment Card Industry Data Security Standards available at http://www.pcicomplianceguide.org/pci-basics.html. Such collection of payment or account information may not occur on a MySpace Profile or any page within the MySpace Website, but may occur on your MySpace Application Canvas Page if the Canvas Page is hosted outside of the MySpace Website (e.g., i-framed displaying information from a non-MySpace website).. In addition, you must clearly and conspicuously disclose that any such collection is directly by you, and not by MySpace or FIM.

We were very happy when we saw this, because it lends itself to the security infrastructure of Mpayy, although it did require some modifications to allow us to provide a logo that demonstrates that Mpayy is unaffiliated with MySpace and Fox Interactive Media, delaying our launch for a few weeks. However, given the universality of payment widgets, when we created it, we specifically decided to NOT ask for a password until the popup enables the user to see Mpayy's URL and Verisign logo, so they can validate they are not providing their credentials to a fake widget masquerading as Mpayy.


Video Donation Widgets - Political Donations, Charities

Mpayy is pitching a number of charities right now, and we created the widget below to demonstrate the capabilities. This widget allows charities to embed a video for users to see that may tug at the heartstrings and drive viewers to make a donation. Mpayy adds another $1 to the ALR for donations from new accounts through that widget. I anticipate we will move to a model similar to this when we get better video for the ALR.

However, as the election season heats up, and down-ticket campaigners try to capture some of the magic that the 'Barama' campaign has found, they should consider embedding inspiring candidate speeches in a widget like this to help drive donations. Almost all campaigns' online donations are credit card only, and check donations come through snail mail. Mpayy allows these parties to receive check donations online with 50+% savings vs. credit card, and to put this donation capability anywhere on the Internet. If you know anyone running, send them our way!

Blue Steel & Other New Mpayyment Widget Skins

Lipstick on a Lamborghini

One of the things I planned to do when I started this blog was to document the empirical record of birthing and nurturing a startup. I've neglected it because at the end of the day, it's difficult to broadcast to the Internet's permanent record many things along the continuum from a lapse of concentration to tactical errors. Many times, one can become naturally reluctant to call attention to decisions and actions you've taken that materially improve the situation.



One thing that I am really enjoying is the depth of the hands-on education that becomes a necessity. I've alluded many times to the painful status of our front-end. It's like we've put a cover on the car the makes our underlying Lamborghini payment application has the shape and power of a Saturn coup. We'll be lifting the veil with a much more exciting front-end in the next few weeks that I think people will understand and enjoy. Matt Shea joined us about 5 weeks ago, and we will make the most of his skill set.

For my part, though, I have finally had the time to study and learn some basic web development skills with specific tasks that go into production. I've been working with websites since August, 2001, though I had to learn through work in connection with developers. My Poli Sci/Econ undergrad did nothing to prep me, and I started to get a grasp because I had a PHP developer and Oracle DBA who vituperatively despised one another. Through Zacks and Orbitz I became adept at writing Requirements documents, shepherding projects through design and development, and testing and maintaining the bug lists for a number of sites. As my career went on, I've dealt with sites at increasing levels of sophistication and transaction numbers, our present front-end notwithstanding.

The first full site pages I've ever created are the new micro-site for the...

Secure Payment Widget

Mpayy re-launched our Secure Payment Widget last Saturday with a new skin -- "Blue Steel" created by Matt Shea. We added some DHTML popups to help people through the system. Additional improvements to the widget were the ability to specify a new skin. We've created three initial skins in the forms of an iPhone, a Chocolate, and a kind of sad Blackberry. Mpayy's mobile payment processing system is now available as a phone skin on your blog or favorite social network.

(The widget micro-site denoted by the black buttons is a Trace Johnson original. Compliments and invectives are equally encouraged.)

The other exciting new piece of functionality we added to the widget was the ability to co-brand it with your own logo. This was necessary first to comply with MySpace application Terms of Service which stipulate that any payment applications must make perfectly clear that the application is unaffiliated with MySpace and Fox Interactive Media.



We went ahead and customized a bunch for fraternities and sororities @ our Gone Greek page also within the microsite.

Widget Commerce Tool

I was annoyed today when I saw a Payments News story on a UK company with a new Facebook widget to send money to friends, though they charge the sender 1% up to 0.50 euros. Mpayy is set to empower charitable donations, digital music & online auction sales directly through any social networking page. Mpayy's Mobile Merchant account is just $0.20 + 2.00%, less than PayPal, and more secure than most other online money transfer services being hosted within US Bank's data centers.